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About Rich Analytic Insights
Rich Analytic Insights LLC (RichAI) is an independent consulting firm founded by Dan Richard, a credit risk expert with nearly 20 years of experience in model development, validation, implementation and monitoring. Throughout his career, Dan has built high-impact analytics teams and led initiatives to enhance profitability, manage risk, and ensure fair lending compliance. His prior leadership roles in the credit risk industry span BHG Financial, TransUnion, FactorTrust, Equifax, and Scoring Solutions.
Protecting Profitability
Growing Portfolios Within Risk Tolerance
Meet Dan Richard
RichAI Founder & CEO:
Dan Richard
Experience:
Nearly 20 years leading data-driven credit strategies that drive growth, reduce risk, and satisfy regulators
Data & Analytics Leadership Roles at:
BHG Financial
TransUnion
FactorTrust
Equifax
What Sets Us Apart
- Deep practitioner experience in credit risk, not just theory
- Flexible, high-impact engagement model for banks, lenders & fintechs
- Independent & objective: No product to sell, no conflicts of interest
Services
Fractional Chief Risk / Credit Officer Services
Design and manage credit & pricing policies to drive smart growth and meet compliance standards
Data & Analytics Consulting
Turn complex data into actionable credit strategy with support across model design, attribute selection, and performance monitoring
Model Governance
Provide boards and regulators with credible, independent assurance that your models align with policy, performance goals, and compliance expectations